Tuesday, July 29, 2014

Strategies for Saving.

Every year brings with it new opportunities to make tax -savvy financial moves. Planning ahead now will make next April 15 a little more pleasant. These strategies are suggestions: You should consult with a tax advisor to choose the best plan of action for your personal situation. 

  • Retire some income.
  • Open a Keogh Plan this year if you're self-employed, or maximize your contributions to your employer's 401(k) plan. Your contributions are tax-deferred, and will therefore help lower your gross taxable income.
  • Inspect your investments.
  • Keep a close eye on your portfolio and consider unloading any poor performers. You can then use your losses to offset other capital gains, and possibly some other taxable income.
  • Plan to contribute to a charity regularly this year.
  • Consider transferring stocks, bonds or other property that would be subject to the capital gains tax if you sold it. By transferring it, you can deduct the appreciated value read more...read more...

Wednesday, July 23, 2014

What are the basic steps to selling my home?

  • Do your homework.

  • Visit our website to size-up the homes-for-sale competition, read home selling articles on our site, consider reading a book on home selling, attend some seller's Open Houses in the your area (ask us or see the local newspaper).
  • Hire a specialist.

  • As neighborhood real estate agents that specialize in listing in your area, we know what it takes to sell in this market. We welcome your call!
  • Set the price.

  • Ask your agent for an analysis of the local market and an opinion of the best price range for your home.
  • Set a marketing strategy.

  • Have your agent discuss a marketing plan and include the main elements in the listing presentation.
  • Get the house ready.

  • With your agent, take a hard, objective look at your home. Prioritize what needs to be done, and decide how much you can spend in time read more...read more...